LONG - TERM INSURANCE
There are a range of insurance products that provide you either with an income in the long term insurance.
Life cover provides your nominated beneficiaries or pays your estate with a lump sum of money in the event of your death. The lump sum could be used to cover essential expenses, such as paying a mortgage or education tuition for your children. It can also be used to pay off debt, such as credit card bills or an outstanding car loan.
The income benefit refers to the monthly income that will be paid to you in the event that you become disabled or are too ill to work, and are therefore unable to receive your normal income from employment.
Disability cover pays you a lump sum amount if you become permanently disabled and unable to work, protecting both your finances and your family.
DREAD DISEASE COVER
Critical illness cover pays you a lump sum amount if you are diagnosed with any of the specific severe illnesses. Illnesses typically covered include cancer, kidney failure, organ transplant, a stroke and heart attack. The lump sum amount can be used to settle outstanding debts or to pay for the medical treatment and procedures not covered by your medical aid.
WILLS | ESTATES | TRUSTS
Our comprehensive services include estate planning and drafting of your will to ensure your assets are distributed efficiently and according to your wishes when you pass away. We also offer local and offshore trust services, to manage the assets in your estate efficiently.